Some homeowners have been waiting years for relief from their mortgage payments. Many are losing hope as they continue to pay high interest rates.

A woman named Patrice De La Ossa sold her home and moved to be closer to her son's university, taking on a new loan with a higher interest rate. She had expected to refinance the debt later and secure a lower monthly payment.

De La Ossa's situation is not unique, as others are also facing similar challenges with their mortgage payments. Further details about these homeowners and their struggles are available from the source.