A new survey reveals people's perceptions of credit scores and their financial futures. Few respondents check their scores regularly, with many avoiding the number due to stress. Historical score data was published recently, following an announcement about changes to mortgage lending.

Further details about the survey and its methodology are available. The survey sample has certain characteristics, such as a skew towards females and lower incomes.

The demand for changes to credit scoring is being captured in the survey, which was commissioned by a lending company and includes responses from 1,000 adults.