Mortgage holders have accumulated significant wealth in their homes. A substantial amount of this wealth is considered accessible. Nearly 48 million individuals have a portion of the total $18 trillion in home equity.

A notable portion of this total is classified as available for borrowing. However, not all borrowers can access this wealth or qualify to use it.

Further information on this record high is available, including details on borrowers who owe more on their homes than they are worth, and the distribution of this wealth among different groups of borrowers.