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One in ten US mortgages now falls outside the Qualified Mortgage standard
Summary by The El Paso Editorial Desk Stacker , as published by KVIA ABC-7
· August 29, 2026
· 1 min read
Photo: KVIA ABC-7 · view original
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Summary created by The El Paso Editorial Desk — automated, rule-governed Byline on source page Stacker, as published by KVIA ABC-7 Original story Read at the source Source published Aug 29, 2026 Indexed here Aug 30, 2026 AI assistance Automated summary drawn from the source’s own published text Prepublication human review No — editorial rules, flagged-item review, and published samples
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Key points Roughly 10% of mortgage originations by dollar volume are non-QM. A significant portion of US mortgages are now outside standard guidelines.
Mortgage trends show a notable shift. A significant portion of US mortgages are now outside standard guidelines. Roughly 10% of mortgage originations by dollar volume are non-QM. This growth has continued over time, with non-QM lending reaching a substantial dollar amount.
Further details on this trend are available, including analysis of loan data and measures of monthly rate-lock volume.
Changes to rules governing mortgage income documentation have not stemmed the growth of non-QM lending, which includes borrowers such as self-employed individuals and real estate investors.
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As published by KVIA ABC-7 . The El Paso selects stories from publishers’ feeds, summarises them, and links back to the publisher that reported them. We add no reporting of our own. We attribute every source, link to the original report, and follow a documented editorial standards policy. To understand how stories are selected and reviewed, read our about page .
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Category: News Published: August 29, 2026 Source: KVIA ABC-7 Reading time: 1 min
Frequently asked about this story
What is this story about? Mortgage trends show a notable shift. A significant portion of US mortgages are now outside standard guidelines. Roughly 10% of mortgage originations by dollar volume are non-QM. This growth has…
When was this published? This article was first published on August 29, 2026 by KVIA ABC-7 and curated for The El Paso readers.
Who reported this story? This story was reported by Stacker at KVIA ABC-7. To learn more about how The El Paso selects and reviews stories, see our editorial standards .
Where can I find related coverage? See more News coverage from The El Paso, or browse our daily briefing and topic hubs .
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