Travelers who rent cars on vacation often have coverage through their personal car insurance. This coverage includes liability, collision, and comprehensive coverage, and applies to rentals in the US. The same deductible that applies to their own vehicle also applies to the rental car.

This coverage also extends to Canada. However, those with liability-only policies do not have comprehensive or collision coverage for rental cars.

Further details on rental car insurance coverage are available, including information on alternative coverage options, such as credit card protection.