A recent survey of small business owners found that 82% of new small businesses have insurance. This is a higher rate than for businesses that have been operating longer. The survey, conducted by ERGO NEXT, suggests that today's entrepreneurs are considering protection earlier on.

However, having insurance does not always mean being adequately protected. Further details about the survey and its findings are available from the source, including the challenges entrepreneurs face in determining the coverage they need and the potential risks of underinsurance.