safety
States with the lowest mortgage payments in 2026
Summary by The El Paso Editorial Desk · Based on reporting by Stacker , KVIA ABC-7
· July 23, 2026
· 14 min read
The median monthly cost of homeownership in the U.S. now sits at $2,035, according to data from the Census Bureau . That figure, which includes mortgage payments, property taxes, homeowners insurance (fire, hazard, and flood), utilities, and applicable condo or HOA fees, is up 3.8% from the year ...
Story provenance No corrections
Summary created by The El Paso Editorial Desk — automated, rule-governed Original reporting Stacker, KVIA ABC-7 Original story Read at the source Source published Jul 23, 2026 Indexed here Jul 23, 2026 AI assistance Automated summary drawn from the source’s own published text Prepublication human review No — editorial rules, flagged-item review, and published samples
Every story comes with a passport. How we work · Corrections log
Key takeaway now sits at $2,035, according to data from the Census Bureau .
Why this matters in The El Paso
El Paso homeowners can take some comfort in knowing that their mortgage payments are likely lower than those in many other parts of the country. While the median monthly cost of homeownership in the US has risen to $2,035, Texas as a whole tends to have more affordable housing options. The fact that states like West Virginia and Arkansas have the lowest median monthly payments, at $1,272 and $1,375 respectively, suggests that El Paso's costs may be more in line with these lower-cost areas. This could make the city more attractive to buyers who are looking for relatively affordable housing options in the western US. As the local housing market continues to evolve, it will be worth watching how El Paso's mortgage payments compare to those in other major Texas cities, and how the city's affordability stacks up against other metropolitan areas in the region.
About this story
Original reporting by KVIA ABC-7 . The El Paso surfaces reporting from trusted publishers and adds local editorial context so readers can quickly understand what a story means for their community. We attribute every source, link to the original report, and follow a documented editorial standards policy. To understand how stories are selected and reviewed, read our about page .
For the complete original report, visit KVIA ABC-7 . Have a tip or correction? Contact our newsroom .
Category: safety ·
Published: July 23, 2026 ·
Source: KVIA ABC-7 ·
Reading time: 14 min
Frequently asked about this story
What is this story about? The median monthly cost of homeownership in the U.S. now sits at $2,035, according to data from the Census Bureau . That figure, which includes mortgage payments, property taxes, homeowners insurance (fire, hazard, and flood), utilities, and applicable condo or HOA fees, is up 3.8% from the year ...
When was this published? This article was first published on July 23, 2026 by KVIA ABC-7 and curated for The El Paso readers.
Who reported this story? This story was reported by Stacker at KVIA ABC-7. To learn more about how The El Paso selects and reviews stories, see our editorial standards .
Where can I find related coverage? See more safety coverage from The El Paso, or browse our daily briefing and topic hubs .
← Back to all news
More safety →
Today’s briefing
Subscribe to newsletter