Mortgage delinquency rates are rising across the US, indicating a critical affordability crisis. Homeowners are struggling to meet payment obligations, signaling pressure on household finances. A recent report compares mortgage delinquency rates from the first quarter of this year to the last quarter of 2025.

The analysis, from a real estate technology company, identifies states with the sharpest rise in delinquency rates. Further details on the affected states, including Idaho, are available from the source, along with an examination of the factors contributing to the rising delinquency rates. Readers can refer to the original report for more information on the mortgage delinquency crisis and its geographic implications.