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The states where home insurance is becoming unaffordable in 2026

The states where home insurance is becoming unaffordable in 2026
Photo: KVIA ABC-7 · view original

Florida has the highest average home insurance premium in 2026, according to new Insurance.com data fielded by Quadrant Information Services; rates climbed to $8,471 per year for a policy with $300,000 in dwelling coverage, $300,000 in liability, a $1,000 deductible and a 2% hurricane deductible....

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